Home may qualify usda 0 down loan! Upstairs loft can be 4th bedroom. Seller may be willing to offer concession for rate buydown or bathroom allowance. Historic Payson Charm with Modern Updates. This beautifully maintained turn-of-the-century home blends timeless character with thoughtful updates throughout. The interior features refreshed paint, updated flooring, multiple living spaces, and a comfortable, versatile layout that makes the home feel both inviting and functional. Recent improvements provide peace of mind, including updated windows (20162020), furnace and central air, New water heater, attic insulation, roof maintenance, and fiber-optic readiness. 220V Hot tub connection. The kitchen features quartz countertops and modern appliances, along with updated lighting and fixtures that complement the home's historic charm.The large backyard is a true highlight, offering mature shade trees, fruit trees (peach and nectarine), grapevines, patio lighting, a misting system, and hummingbird feeders. Outdoor amenities include a sprinkler system, fencing, garden shed, storage shed, covered carport storage, and recent concrete work on the driveway, patio, and sidewalks.Located close to Payson Canyon, lakes, parks, and beloved local events like Onion Days, this one-of-a-kind property offers historic character, modern updates, and an outdoor setting that's hard to find.